U.S. credit card application - overseas bank account opening - foreign woolgathering - U.S. card strategy - overseas cloud residents
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Recruitment of moderators, interested in contacting the micro-signal: haiwaiyunjumin

zzcktv's avatar - Overseas Cloud Resident
zzcktvRank - LV1 - Overseas Cloud Resident
Posted October 26 at 22:5312 reads
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Send an ally's referral for checking and saving.

https://www.ally.com/referral?code=9N4G9X6Z3D&CP=MobileAppReferFriend
Ally does work pretty well.
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MesLiHua's avatar - Overseas Cloud Resident
MesLiHuaRank - LV1 - Overseas Cloud Resident
Updated October 26, 16:5517 reads
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Chase First Card ITIN Create Internet Banking Account

A while ago, I was approved for the first card Chase IHG Premier, because of a little bit of poor speaking and laziness, I have not been able to call to create an online banking account.
The last two days of completing the Amex Hilton card opening bonus has put the Chase IHG on the agenda.
Too lazy to call, I found an ITIN in Google to sign up for a Chase online banking account.
Reference Guide
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Avatar of Resident #1 - Overseas Cloud Resident
Resident No. 1Rank - LV2 - Overseas Cloud Resident
Updated Oct. 26, 17:36324 reads
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Citi Checking $325/$425/$750/$1500 Account Opening Reward Optional, ITIN Supported

The official public reward is $325. this is the invitation link to choose from $425, $750 or $1500 account opening rewards.
The requirements are as follows
$325 Bonus: Open an account and complete at least 2 Direct D...
Citi Checking $325/$425/$750/$1500 Account Opening Reward Optional, Support ITIN-Overseas Cloud Residents
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tianxing's avatar - Overseas Cloud Resident
tianxingRank - LV1 - Overseas Cloud Resident
Posted August 17, 02:18339 reads
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ResolvedN26 in Germany asks for a tax ID number, please help!

I have been using N26 account for half a year. Today I received an email asking to submit my tax ID number, please help me out, what should I do?
Eukanuba Forum
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cowboy086's avatar - Overseas cloud residents
cowboyRank - LV1 - Overseas Cloud Resident
Updated October 22, 20:0640 reads
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C1 credit card refer, half and half for $200.

I opened my C1 credit card refer today and found that the cashback has increased to $200 from the previous $75, as the maximum cashback per credit card annual refer is $500, which means that through my refer successfully...
C1 credit card refer, half of $200 - Overseas Cloud ResidentsC1 credit card refer, half of $200 - Overseas Cloud Residents
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MesLiHua's avatar - Overseas Cloud Resident
MesLiHuaRank - LV1 - Overseas Cloud Resident
Posted October 11 at 14:2366 reads
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Receiving CapitalOne Quicksilver $300 card opening bonus invite, C1 is this missing me again?

Killed off my Checking and credit cards a while back, is this regret? Too bad there's no incentive to get back on the C1 credit card now.
Receive CapitalOne Quicksilver $300 card rewards invitation, C1 this is miss me again? -Overseas Cloud Resident
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cowboy086's avatar - Overseas cloud residents
cowboyRank - LV1 - Overseas Cloud Resident
Posted October 11 at 09:1364 reads
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First post in the UK Card Forum about Amex UK Credit Cards

Two years ago, I applied for Cashback Everyday, and I have been using it one after another, and the cashback is 80 fat, but I can't find the entrance to use it, and there is no option to withdraw cash without offsetting the bill,...
First post on UK Card Forum about Amex UK Credit Card - Overseas Cloud Resident
Inka Forum
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Avatar of Resident #1 - Overseas Cloud Resident
Resident No. 1Rank - LV2 - Overseas Cloud Resident
Updated September 14, 23:0856 reads
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US ShopBack Rebates Offer General Discussion

This post summarizes ShopBack's offers worth jacking, so please don't start a separate post.
ShopBack Invitation Link: https://www.yunjumin.com/refer/shopback
US ShopBack Rebate Offer Comprehensive Discussion - Overseas Cloud Residents
Wool Rebate
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saltcola's avatar - Overseas Cloud Resident
saltcolaRank - LV1 - Overseas Cloud Resident
Updated Sept. 18, 10:43 a.m.92 reads
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ResolvedAspire in the country how to rationalize the use of (may be a generic problem, how to MS in the country)

Recently ready to go back to the country, read to understand the Aspire pay annual fee God card, according to my understanding of the 7-holding, 6-holding the big boys should not really go to cupon, must be using the Southwest method and semi-flex method to get, but this will have the following problems:
1. If 7 holdings, you will need to have 7*550 annual fee expenses per year
2. and the credits that are refunded through chicanery stay on the card...
Mecca Forum
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Avatar of Resident #1 - Overseas Cloud Resident
Resident No. 1Rank - LV2 - Overseas Cloud Resident
Updated September 14, 23:08196 reads
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US TopCashback Rebate Network Offer General Discussion

This post summarizes TCB Offers worth jacking, so please don't start a separate post.
TopCashback Invitation Link: https://www.yunjumin.com/refer/topcashback
US TopCashback rebate network Offer comprehensive discussion - Overseas cloud residents
Wool Rebate
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MesLiHua's avatar - Overseas Cloud Resident
MesLiHuaRank - LV1 - Overseas Cloud Resident
Updated September 11, 23:41211 reads
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Following C1 Checking's bulk account closure, Capital One credit cards have also closed in a big way.

A lot of people have been getting their credit cards closed in the mail lately. Kill the Checking, then kill the credit card. Any bigwigs out there know how to do this?
This was my first credit card for over 2 years.
Following C1 Checking's bulk account closure, Capital One credit card also closes its accounts in a big way. -Overseas Cloud Resident
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Avatar of Resident #1 - Overseas Cloud Resident
Resident No. 1Rank - LV2 - Overseas Cloud Resident
Updated September 5, 01:2587 reads
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12Status Annual Event: Simply Sign Up and Receive About 4,000 Delta Miles a Year!

12Status is an annual campaign launched by Delta Air Lines in partnership with the Seattle Seahawks to give out Delta SkyMiles by following the football team's performance...
12Status Annual Event: Simply Sign Up and Receive About 4,000 Delta Miles a Year - Overseas Cloud Resident
frequent flyer
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MesLiHua's avatar - Overseas Cloud Resident
MesLiHuaRank - LV1 - Overseas Cloud Resident
Updated Sept. 18, 10:57 a.m.124 reads
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ResolvedSoFi tax status options W-8BEN or W-9?

When I open the SoFi APP, I receive a W-8BEN Form that needs to be filled out, should I choose W-8 or W-9 and what are the risks of choosing each?
SoFi Tax Status Options W-8BEN or W-9? - Overseas Cloud Resident
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Simpler's Avatar - Overseas Cloud Resident
SimplerRank - LV1 - Overseas Cloud Resident
Updated Oct. 26, 17:28112 reads
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You can get a free one-year subscription to Perplexity Pro with PayPal.

Open PayPal to view the notification and receive it for free for those who receive it.
You can also get it directly on the event website if you don't get an invite.
Support GPT-5 Thinking, Grok4, O3 and many other modes...
Get a free one-year subscription to Perplexity Pro with PayPal. -Overseas Cloud Resident
Overseas General
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Simpler's Avatar - Overseas Cloud Resident
SimplerRank - LV1 - Overseas Cloud Resident
Updated Oct. 21, 01:05148 reads
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ATT American Home Wide Carpooling, limited spaces available on a first-come, first-served basis! [Spaces are full]

5-person car, $50/person/month (minimum quarterly payment)
Transit has been performed using the GIA/9299 line.
Use only for regular purposes such as Bank of America, AI Triage, websites, etc. Swiping numbers and other inappropriate behavior is prohibited.
Discovered direct clearance, no refunds. Private message me directly if you need
Account Sharing
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pingdan's avatar - Overseas Cloud Resident
pingdanRank - LV1 - Overseas Cloud Resident
Updated September 2, 17:14155 reads
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ResolvedDoes it matter if I use a Chinese name to open a wise account?

I accidentally used my Chinese name when I opened my Wise account, will it have any effect? What should I do?
Mecca Forum
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Avatar of Resident #1 - Overseas Cloud Resident
Resident No. 1Rank - LV2 - Overseas Cloud Resident
Updated September 5, 13:5774 reads
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Chase IHG Premier 165K with only $3000 to spend. grab on board!

IHG One Rewards Premier Credit Card:
Limited-time offer: Earn 165,000 bonus points after spending $3,000 in the first ...
Chase IHG Premier 165K with only $3000 to spend. grab on board! -Overseas Cloud Resident
Mecca Forum
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Simpler's Avatar - Overseas Cloud Resident
SimplerRank - LV1 - Overseas Cloud Resident
Updated October 21, 01:5681 reads
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IHG: Buy Points Plus 100% campaign, costs less than 0.5c/p, campaign ends: 10/29

IHG buy points can be stacked with rebate offers and U.S. bank IHG offer, you can use domestic or Hong Kong issued bank cards such as Visa / MasterCard / Amex, usually with good rebates.
...
IHG: Buy points plus 100% campaign, cost less than 0.5c/p, campaign ends: 10/29 - Overseas Cloud ResidentsIHG: Buy points plus 100% campaign, cost less than 0.5c/p, campaign ends: 10/29 - Overseas Cloud Residents
Hotel regulars
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Ghost lens avatar - Overseas Cloud Resident
Ghost lensRank - LV1 - Overseas Cloud Resident
Updated August 11, 22:0089 reads
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C1 Express Credit Card refer to the car

Cloud residents who just got down itin can open a card via REFER and get cash back on 1.5% spending.
Link: https://i.capitalone.com/GpEWYX2Pu
C1 Express Credit CardRefer to the car - Overseas Cloud Residents
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tianxing's avatar - Overseas Cloud Resident
tianxingRank - LV1 - Overseas Cloud Resident
Updated August 17, 02:54131 reads
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C1 has gone crazy again, unusual account activity, to review and close accounts

I am address is a private address of a friend in the US, and the account has only been transferred 2 times to the self-same SoFi. Then inexplicably I got the unusual activity email. Is there any way to save this?
C1 goes crazy again, unusual account activity, to review and close accounts - Overseas Cloud Resident
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  • U.S. credit card application - overseas bank account opening - foreign woolgathering - U.S. card strategy - overseas cloud residents

    Overseas Cloud Resident focuses on sharing tips on US credit cards, offshore bank accounts, foreign woolgathering, airline miles, hotel points, foreign phone cards, overseas e-wallets, digital currencies, stock investment trading, cross-border e-commerce, and more.
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