Fiat24 open an account + receive SafePal hardware wallet [2025.05 update: virtual U card + a full set of Chinese information]

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SafePal & Fiat24 Company Profile

SafePal is a company specializing in crypto asset storage and management, founded in 2018. Backed by Coinvestment, it started as a hardware wallet, then gradually expanded to a software wallet and a browser plug-in wallet, and eventually developed into a brand that provides full-stack wallet services. Providing powerful features such as storage, transfer, and collection of cryptocurrencies and a smooth and simple user experience, it allows you to easily manage tens of thousands of crypto digital assets.

Fiat24 is a FinTech company licensed and regulated by the Swiss Financial Supervisory Authority (FINMA) and the first Web3 bank to combine traditional banking services with Web3 blockchain technology, offering a range of services such as access to funds, crypto-consumer payments, savings, money transfers, and foreign exchange.

SafePal has deeply integrated the compliant financial services of Swiss bank Fiat24, and has launched the bank pass-through service in SafePal APP, which supports users to set up their personal bank accounts as well as the functions of offshore RMB, USD, EUR, CHF and USDC in and out of the bank.

SafePal & Fiat24 Account Features

Swiss individual euro IBAN
No card opening fee, no annual fee
Support full set of Chinese data to open an account
No proof of address required
MasterCard virtual card, can be tied to WeChat, Alipay, Apple Pay, Google Pay, etc. to make purchases
Supports free exchange of cryptocurrencies and fiat currencies, and can be associated with Kraken, Binance, Neverless exchange withdrawal and withdrawal.
Supports the surplus through IBKR, Carlson Schwab, Trading 212 and other brokers in and out of the funds
Support N26, Myfin, Wise and other euro accounts for swaps

SafePal & Fiat24 Account Links

Official - Invitation Link:https://www.yunjumin.com/refer/safepal-fiat24

SafePal & Fiat24 Account Requirements

Domestic identity card/passport
NFC-enabled cell phones
Enable GPS location, need to be consistent with the document area
A certain amount of ethereum (ETH) needs to be transferred

Fiat24 Account Opening Process

Friendly reminder: It is recommended to use the real residential IP and real residential address and change the corresponding time zone and English system for account opening.

Step 1: Create Safepal wallet

Click Create New Wallet and enter and confirm your password to complete the creation.

Here it is recommended to first click on Back Up Now to make the necessary backups.

Transfer more than 0.0001 ETH to your newly created wallet address, or a one-time transfer if you need to pick up a SafePal X1 hardware wallet. $15 Ether (ETH) above.

After transferring to ETH, the main interface of the APP will appear as shown by the arrow in the picture below - Bank function.

Friendly reminder:If Bank function still does not appear after transferring to ETH, please close your network ladder and open the APP using a pure domestic network.

Step 2: Fill in the invitation code

As above, tap on the Bank feature. Select Get Started to create an account.

Highlights:Be sure to select I have a referral code here and enter theMy targeted KOL invite code: 683537

Friendly reminder:Other invitation codes are invalid, only the KOL invitation code of targeted cooperation can skip the complicated task process and directly receive SafePal X1 hardware wallet.

importationInvitation Code: 683537Click Next, as shown below: Click Register on Fiar24 and Sign to continue to enter the Fiar24 account opening process.

Step 3: Complete account opening information

After confirming the authorized login, you will enter the following account opening process (just slide the button switch).

It is recommended to choose China's second-generation ID card method for authentication, which requires a cell phone that supports NFC function.

If the sliding button does not respond, please click the three dots icon in the upper right corner and then select Refresh to re-enter.

As shown below, after confirming that you meet the following account opening requirements, select the purpose for which you are applying for the account, fill in information about your occupation, annual income, and source of income.

At least 18 years of age
Not a citizen of North Korea, Iran, Russia, or the United States.
No political or diplomatic involvement by himself or his family in the past two years

Confirm the agreement and terms and click Next, enter your email address and receive a confirmation code, click Submit to submit.

第四步：实名及人脸识别

Select a cell phone with NFC capability for the Real Name Verification process. Scan the code to open the Identity Witness function, click Start and enter your Request ID to start the verification. After the identity witnessing is completed, you can complete the account opening.

Step 5: Account opening audit through

Under normal circumstances, you will receive a notification of successful account opening immediately. If your application is rejected, the probability is that it was automatically rejected due to circumstances such as the same name.

The following figure: in this case, 你可以发一封申诉邮件到service@fiat24.com ask for a manual re-examination, and you will usually receive an email notification of the approval soon.

MasterCard Virtual Card Activation

Activated MasterCard Virtual Cards need to be loaded to the account $10 Balance. As shown in the figure below, just convert the recharged USDC to USD.

After the redemption is completed, as shown below: click Card for the activation screen and click Activate to complete the MasterCard virtual card activation.

Get the SafePal X1 hardware wallet

As shown in the picture below, switch to the Bank interface, click the two human icons in the upper right corner, and then click Claim Gift at My Referrer to enter the SafePal X1 Hardware Wallet collection page.

If you didn't use the invitation code, you can enterInvitation Code: 683537

Enter your relevant shipping information, choose a Chinese address to receive, together with the SafePal X1 hardware wallet need to pay a total of $5 Costs.