Wise Company Profile
Wise (formerly TransferWise ) is a FinTech company authorized by the UK Financial Conduct Authority (FCA). It provides users with multi-currency accounts in more than 50 international currencies, including bank accounts in the United States, the United Kingdom, Europe, Canada, Australia, Singapore, Japan, Malaysia and other countries and regions, and is a must-have tool for cross-border remittances. The first thing you need to know is that you can't afford to lose your money, so you'll have to pay a lot of money for it. Activation process [2024.09 update: U.S. account] - Overseas cloud residents,Wise (formerly TransferWise ) is a financial technology company that has been authorized by the UK Financial Conduct Authority (FCA). It provides users with multi-currency accounts in more than 50 international currencies, including the United States, the United Kingdom, Europe, Canada, Australia, Singapore, Japan, Malaysia and many other ...,... wise2024 ,672.html
Wise Account Features
- Multi-currency international accounts: support for more than 50 international currency accounts
- No Monthly Fee: No monthly fee for all accounts
- Low commission: all transaction costs are transparent, commission is relatively low, and the same currency transfer commission-free
- Support HK Dollar Lossless Deposit
Wise account link
Official - Invitation Link:https://www.yunjumin.com/refer/wise
For those who have successfully registered, you can also leave your invite link in the comment section below.
Wise Application Requirements
- Valid passport/ID card
- face recognition
- 手机号
- Residential address
At present, Wise has supported the domestic ID card real-name verification, and does not require additional address proof. Do not want to make more trouble friends recommended to ID verification for account opening.
Wise Account Opening Process
camaraderieTip:It is recommended to use real residential IP or cell phone carrier traffic and change the corresponding time zone and English system to open an account.Apply using APP/Computer/Mobile Browser, similar to the demo application steps.
preface
- The name of the registered account needs to be entered in full alphabetical spelling (international remittances are usually made in English)
Step 1: Account Registration
Open the above邀请链接Fill in your personal email address and go through the registration process.
![图片[1]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-144921.png)
Select the type of account you want to open, usually select Personal. (This article demonstrates starting a personal type of account)
![图片[2]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-140835.png)
Choose your country of residence, domestic users are recommended to choose China (China), overseas users can decide according to their own situation, overseas addresses may require additional proof of address.
![图片[3]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-140904.png)
As shown below, after selecting your country of residence, you will be prompted which features are supported. If you select China, the Wise Debit Card is not supported and the account balance does not earn interest.
![图片[4]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-140947.png)
Verify and bind your cell phone number, it is recommended to choose a commonly used number, you can also choose a cell phone number from a non-registered area.
![图片[5]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-141017.png)
Create a login password to complete the account registration steps.
![图片[6]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-141126.png)
Step 2: Fill in your personal information
The following figure: here the legal name is strongly recommended to fill in the letters of the full spelling, rather than the Chinese name. (International remittances are generally in English)
- Legal name and middle name, e.g., Liu Xiaoyi is filled in as XIAOER
- For legal name, fill in LIU
![图片[7]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-141156-1.png)
Domestic users are recommended to fill in directly according to the address on the ID card, so as to avoid unnecessary trouble, such as the address is not the same as may be required to provide proof of address.
![图片[8]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-141246.png)
Step 3: Select Overseas Account
Select Hold Funds or Receive Funds here to get overseas account details.
![图片[9]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-141421.png)
Click Continue and select the currency we need.
![图片[10]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-141449.png)
As shown in the picture below, choose the overseas account you need according to your own needs. You can add other currencies at a later stage.
![图片[11]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-141528.png)
To confirm your contact information and method, simply click Yes, confirm.
![图片[12]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-141553.png)
Step 4: Real Name Verification
As shown below, here you need to use your cell phone to verify your real name, you need to prepare your ID card and take a picture of the account holder's face.
![图片[13]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-141621.png)
The real-name verification process is shown below: select China for the country of document issuance and select National ID (i.e., identity card) for the type of document.
Friendly reminder: The legal name here must be the full alphabetical spelling, not the Chinese name.
![图片[14]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/Screenshot_20250519-071945_Wise.png)
![图片[15]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/Screenshot_20250519-071959_Wise.png)
![图片[16]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/Screenshot_20250519-072159_Wise-1.png)
After shooting and uploading the front and back of the ID card, you will enter the face recognition process, and the verification will be completed after the operation.
![图片[17]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/Screenshot_20250519-072216_Wise.png)
![图片[18]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/Screenshot_20250519-072229_Wise.png)
![图片[19]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/Screenshot_20250519-072350_Wise.png)
Step 5: Complete Account Opening
As shown below, select the purpose of your funds and the range of annual remittance amounts, respectively.
![图片[20]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-142408.png)
![图片[21]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-143039-1.png)
Additional information is required to open an account in US dollars. This is shown in the figure below:
- If you have an SSN or ITIN, select the first item to enter your SSN/ITIN to get a personal IBAN and interest on your account balance
- If you don't have an SSN or ITIN, simply select the second option. USD account is available (no personal IBAN)
![图片[22]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-143309.png)
![图片[23]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-143819-1.png)
![图片[24]-Wise注册开户+激活使用【2025.05更新:支持中国身份证+无需地址证明】-海外云居民](https://www.yunjumin.com/wp-content/uploads/2025/05/20250519-142450.png)
At this point, the Wise account registration process is all but complete.
Wise Account Activation
Domestic users to ID card for real-name verification, after the opening of the account does not need to deposit activation steps, directly available.
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