Citibank Checking account opening + ITIN support [Updated 2025.07: Up to $1,500 account opening bonus]

Introduction to Citibank

花旗银行（Citibank）是花旗集团属下的一家零售银行，也是美国最大的银行之一。在全球近150个国家及地区设有分支机构的国际大银行。在全球范围内提供广泛的金融产品和服务，包括消费银行服务、‌信贷、‌企业、投资银行服务、‌经纪、‌保险和‌资产管理等。

Citibank Checking Account Opening Bonus

[Updated 2025.07] Citibank USA has launched the latest Checking account opening incentives as detailed below:

Citibank Checking $325 Reward Requirements:

• 通过邀请链接注册开户
• Complete at least 2 Direct Deposits within 90 days of opening your account for a total amount of not less than $3,000

Citibank Checking $425 Reward Requirements:

• 通过邀请链接注册开户
• Complete at least 2 Direct Deposits within 90 days of opening your account for a total amount of not less than $6,000

Citibank Checking $700 Reward Requirements:

• 通过邀请链接注册开户
• Within 45 days of opening an account, complete at least $30,000 deposits
• Average daily balance retained $30,000 Above, at least 45 days

Citibank Checking $1,500 Reward Requirements:

• 通过邀请链接注册开户
• Within 45 days of opening an account, complete at least $200,000 deposits
• Average daily balance retained $200,000 Above, at least 45 days

Citibank Checking account opening link

Citibank Checking Application Requirements

• Valid Passport
• SSN or ITIN
• U.S. Phone Numbers
• U.S. Residential Addresses

Refer to the article:U.S. Individual Tax Identification Number ITIN Application ,US Private Address Anytimemailbox Registration

Citibank Checking Account Opening Process

Friendly reminder:It is recommended to use real U.S. residential IP or carrier traffic such as T-mobile, ATT, etc. as well as change the U.S. time zone and English system for account opening operations.Apply using the app or mobile browser, similar to the demo application steps.

在浏览器中打开上述申请链接，点击左侧（Get Started）

Direct Deposit completion method

如有美区商业账户可直接选择Direct Deposit方式。大多云居民都没有美国工资收入，一般只能选择Fake Direct Deposit的方式来完成存款要求。

花旗对于Direct Deposit入账要求很低，几乎所有银行ACH转账都算，包括Zelle转账。

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