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Rank - LV1 - Overseas Cloud Resident

Posted October 11 at 14:2325 reads

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Receiving CapitalOne Quicksilver $300 card opening bonus invite, C1 is this missing me again?

Killed off my Checking and credit cards a while back, is this regret? Too bad there's no incentive to get back on the C1 credit card now.

Receive CapitalOne Quicksilver $300 card rewards invitation, C1 this is miss me again? -Overseas Cloud Resident

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Rank - LV1 - Overseas Cloud Resident

Updated Sept. 18, 10:43 a.m.78 reads

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ResolvedAspire in the country how to rationalize the use of (may be a generic problem, how to MS in the country)

Recently ready to go back to the country, read to understand the Aspire pay annual fee God card, according to my understanding of the 7-holding, 6-holding the big boys should not really go to cupon, must be using the Southwest method and semi-flex method to get, but this will have the following problems:
1. If 7 holdings, you will need to have 7*550 annual fee expenses per year
2. and the credits that are refunded through chicanery stay on the card...

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Rank - LV1 - Overseas Cloud Resident

Updated September 11, 23:41181 reads

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Following C1 Checking's bulk account closure, Capital One credit cards have also closed in a big way.

A lot of people have been getting their credit cards closed in the mail lately. Kill the Checking, then kill the credit card. Any bigwigs out there know how to do this?
This was my first credit card for over 2 years.

Following C1 Checking's bulk account closure, Capital One credit card also closes its accounts in a big way. -Overseas Cloud Resident

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Rank - LV1 - Overseas Cloud Resident

Updated Sept. 18, 10:57 a.m.104 reads

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ResolvedSoFi tax status options W-8BEN or W-9?

When I open the SoFi APP, I receive a W-8BEN Form that needs to be filled out, should I choose W-8 or W-9 and what are the risks of choosing each?

SoFi Tax Status Options W-8BEN or W-9? - Overseas Cloud Resident

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Rank - LV1 - Overseas Cloud Resident

Updated September 2, 17:14123 reads

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ResolvedDoes it matter if I use a Chinese name to open a wise account?

I accidentally used my Chinese name when I opened my Wise account, will it have any effect? What should I do?

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Rank - LV2 - Overseas Cloud Resident

Updated September 5, 13:5766 reads

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Chase IHG Premier 165K with only $3000 to spend. grab on board!

IHG One Rewards Premier Credit Card:
Limited-time offer: Earn 165,000 bonus points after spending $3,000 in the first ...

Chase IHG Premier 165K with only $3000 to spend. grab on board! -Overseas Cloud Resident

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Rank - LV1 - Overseas Cloud Resident

Updated August 17, 02:54118 reads

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C1 has gone crazy again, unusual account activity, to review and close accounts

I am address is a private address of a friend in the US, and the account has only been transferred 2 times to the self-same SoFi. Then inexplicably I got the unusual activity email. Is there any way to save this?

C1 goes crazy again, unusual account activity, to review and close accounts - Overseas Cloud Resident

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Rank - LV2 - Overseas Cloud Resident

Updated August 4 15:39184 reads

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Recent C1 Checking Massive Windfall Restrictions on Accounts Suspected to be Related to ATMB Addresses and VPNs

So many people have received emails in the last few days about C1 Checking being restricted, and it's currently suspected to have something to do with ATMB addresses and VPNs.
Asked to reconcile account issues, though multiple DPs said they asked to go to Branch...

Recent C1 Checking Massive Windfall Restrictions on Accounts Suspected to be Related to ATMB Addresses and VPNs - Overseas Cloud Resident

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Rank - LV1 - Overseas Cloud Resident

Updated Aug. 2, 10:47 a.m.154 reads

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OnePay $300 Reward, requires Direct Deposit to meet standards, campaign ends: 10/31

OnePay is giving away money again. You can check the app to see if you received it, it should be a public event.
No account has been opened yet can be jacked along with the account build!
OnePay account opening tips: https://www...

OnePay $300 Reward, Direct Deposit is required to reach the standard, Activity Deadline: 10/31 - Overseas Cloud Residents

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Rank - LV2 - Overseas Cloud Resident

Updated July 13 23:09279 reads

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Citi Checking $325/$425/$750/$1500 Account Opening Reward Optional, ITIN Supported

The official public reward is $325. this is the invitation link to choose between $750 or $1500 account opening reward.
The requirements are as follows:
$325 Bonus: 2 Direct Deposits completed within 90 days of account opening...

Citi Checking $325/$425/$750/$1500 Account Opening Reward Optional, Support ITIN-Overseas Cloud Residents

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Rank - LV1 - Overseas Cloud Resident

Posted July 12 at 12:08 pm212 reads

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ResolvedHow do I apply for a U.S. Tax ID ITIN?

New to the game, read the group that applying for a US card is very rewarding seek. How do I get an ITIN tax ID number, please? How much does it cost to apply for a US Tax ID ITIN?

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Rank - LV1 - Overseas Cloud Resident

Updated July 9, 11:59 p.m.259 reads

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Citi AAdvantage Platinum's all-time high reward of 80K is here.

Most of the time before it was 75K rewards with no annual fee for the first year, 80K rewards discounted to about 1 W. Still worth jacking one up and downgrading to another no annual fee card in the second year.
Application address: h...

Citi AAdvantage Platinum's all-time high bonus of 80K is here. -Overseas Cloud Resident

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Updated July 10, 16:52239 reads

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ResolvedHow should I choose an address for renting a private US residential address on AnytimeMailbox? How should I choose the address?

I just rented a private US address and turned it into a business address.There are so many US addresses available for rent on AnytimeMailbox, I use it to receive bank mail, how should I choose a private US residential address that I can use for a long time?

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Rank - LV1 - Overseas Cloud Resident

Updated July 6 00:49248 reads

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ResolvedSoFi account opening keeps jumping the Patriot Act

I've applied a total of 3 times recently, and they all jump this Patriot Act, so I'm looking for advice on how the big guys can fix it?

SoFi Account Keeps Jumping Patriot Act - Overseas Cloud Resident

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Rank - LV2 - Overseas Cloud Resident

Updated August 4 15:34283 reads

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Scotch: SoFi $725 Account Opening Reward ($400 Rakuten + $325 Refer) + ITIN support

Haven't turned on SoFi yet, so now I can charge it mindlessly.
SoFi Refer: https://www.yunjumin.com/refer/sofi
Get an extra $30 for not signing up for Rakuten yet: https://www.yun...

Scooby-Doo: SoFi $725 Account Opening Bonus ($400 Rakuten + $325 Refer) + ITIN Support - Overseas Cloud Residents

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Rank - LV1 - Overseas Cloud Resident

Updated June 28, 16:20217 reads

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Amex Gold Credit Card Reimbursement General Discussion (Resy/Uber/Dunkin/Dinning)

Most of the Amex Gold wool is no longer suitable for cloud dwellers, and it is recommended to jack up the opening rewards, which can be upgraded or canceled.
Summarize various current DPs for easy access. Any errors or failures are welcome to be corrected. (Updated from time to time)
Resy $100/year
$50 every 6 months, manual Enrollment required.Just buy Gift Cards on the Resy partner restaurant's website and stock up to sell...

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Rank - LV1 - Overseas Cloud Resident

Updated July 4, 10:47 a.m.203 reads

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ATMB flat mail received, sunshine card!

It lasted 24 days and was thought to be uncollectible.
Postage was $15 and it was checked by customs, probably because there were too many cards.

ATMB surface mail received, sunshine card! -Overseas Cloud Resident

ATMB surface mail received, sunshine card! -Overseas Cloud Resident

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Rank - LV1 - Overseas Cloud Resident

Updated June 23, 21:21178 reads

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Chase's New CSR Credit Card Open Rewards 100K + $500

Chase's official annual value is over $2700, but not many cloud residents can jack that.
Link to apply: https://creditcards.chase.com/rewards-credit-cards/sapphire/res...

Chase New CSR Credit Card Open Rewards 100K + $500 - Overseas Cloud Resident

Chase New CSR Credit Card Open Rewards 100K + $500 - Overseas Cloud Resident

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Updated June 22, 21:23176 reads

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Amex: 1801 NW 66TH AVE. SUITE 103, PLANTATION, FL 33313

This is an Amex credit card card. Just for reference, feel free to add.

Amex: 1801 NW 66TH AVE. SUITE 103, PLANTATION, FL 33313-Overseas Cloud Residents

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Rank - LV1 - Overseas Cloud Resident

Updated June 22, 21:22188 reads

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Amex: PO Box 31525, Salt Lake City, UT 84131-9925

This is a request for additional materials, such as 4506c, Bank Letter, etc., and possibly a rejection letter.
For reference only, feel free to add.

Amex: PO Box 31525, Salt Lake City, UT 84131-9925-Overseas Cloud Residents

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American Card Forum - Overseas Cloud Residents

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